Travelling to phillip island nature park australia - travel alerts

Domestic travel insurance cover and Coronavirus

What does my travel insurance cover? 

If you want to take time out for a holiday at home, our national plan will ensure that you travel to Australia safely.

What am I covered for?

Anything that can go wrong abroad can happen at home. TID National Insurance offers many of the same benefits as our international policy, but does not involve specific items, such as:

Foreign medical expenses. You have already booked a hotel or tour group, and because a family member is suddenly sick, you must go home. For example, coverage for unused accommodation and transportation may be available. Social insurance can cover part of the rental car, and if the rental car is damaged or stolen, it can be deducted. Medical evacuation.

Although our insurance policy does not cover medical expenses or treatment costs in Australia (Medicare covers hospitalization, medical services and outpatient services), if you are evacuated for medical reasons, the national travel insurance also covers other travel by road or airplane Accommodation and transportation.

Travel expenses incurred due to the coronavirus. This benefit includes eight coronavirus-related (COVID-19) ventilation holes, for example, if you are infected with a virus, you have to cancel your trip or quarantine due to diagnostic reasons. Revocation of doctor’s approval due to coronavirus; or refusal of boarding due to suspicion of coronavirus infection.

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Lost or stolen valuables and cancelled accommodations. 

If you are considering travel insurance, you will be interested in insurance coverage.Renting a car for your holidays is a great way to travel, allowing you to enjoy maximum freedom of travel. 

However, if you have ever rented a car, please know that once you buy a car, the cost will rise. Vehicles face other insurance options. Some car rental companies offer cheap franchise products to reduce your liability when your vehicle is damaged or stolen. You can pay an extra daily amount to reduce the excess amount (the amount paid in case of damage or theft), sometimes this may double your hypothetical amount.

Did you know that your TID travel insurance covers a deductible rental car?

The maximum deductible for rental car insurance is $4,000, and you can choose up to $6,000. If we pay a deductible for the rental car, we may pay the cost of repairing the car, whichever is lower. You still need the insurance option off.

However, according to the TID policy, you may not have to pay extra to the car rental company every day to reduce the amount of insurance that can be deducted. This means more money can be spent on Christmas shopping!

What is the scope of the deductible when insuring the rental vehicle? If you rent a car from a car rental company and an accident occurs that is damaged or stolen when you leave, TID will reimburse you for the car rental insurance deductible that you must pay.  If the estimated deductible of your rental vehicle exceeds AUD 4,000, you can increase the deductible to USD 6,000 with us when you purchase the policy to receive additional premiums.  This policy applies to all four-wheel drive vehicles that you purchase from a registered car rental company and have a written rental car contract with a total vehicle weight rating of less than 4.5 tons. 

What you need to know of Some companies, especially overseas companies, may use different terms for their insurance options, such as:

A. Loss of rental car, loss (LDW) reduction,

B. collision loss (CDW) reduction, etc. You can find complete information about rental vehicle deductibles and other conditions and exceptions in our PDS.

Get a quote for your next adventure CLICK HERE!!!

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